Insurance Liability Truths Which Aspiring and Current Ridesharing Drivers Should Know
It is truly bewildering to know just how warmly the public has received the entry of the innovative ridesharing applications or services such as Uber, which has even allowed it to flaunt a daily trip record that reach staggering millions. That kind of sum is truly something that cannot be underestimated even by the least bit. Although positively thinking, this kind of outcome is good for Uber rides, the significant amount of trips only mean that the number of potential accidents have also greatly increased.
With car accidents as the topic, many are also curious and left with the question of who would the responsibility be pinned to, if car accidents occur on Uber rides. It is also not weird for a situation to occur where a case may unfortunately be out of the boundaries of the law and in these cases, solving the problem would surely be a lot more difficult than usual. What makes rides like Uber and other services like it a bit more problematic than usual, lies in the fact that the laws that regulate them are based on private cars, instead of transportation vehicles like taxis or cabs.
Some may have definitely placed their eyes on joining the Uber group already as a driver to gain an easy extra cash in this continuously growing company. However, you’ll surely be dead-wrong if you think that it’s all going to be easy as there are some things that may make the process a bit more complex than you think. Take into account the insurance liability facts in this page to learn whether to join Uber or not.
One of the greatest point of concern for many when joining Uber, is the fact that their insurance policies are still quite on the hazy side of things, and this is because they work in the middle of private cars and transportations like taxis. Insurances provided by the company may seem adequate for some drivers and for some occasions but there are also instances where they may not be enough and they could even become extremely blurry.
You may also think that even if the Uber insurance is hazy, you still have your own insurance but unfortunately, even that insurance may not be able to cover for you while you’re working as an Uber driver.
More often than not, the company insurance provided by the company to you would not work. Ridesharing insurances are unreliable and as such, there could be more instances where you’d have to face the bill of an accident with your own pocket, which can even be more grievous if you have a passenger injured in the process.